FAQs

/ / Frequently Asked Questions

What wind zones do we carry?

We primarily carry wind zone 2 and wind zone 3, however we do have options for wind zone 1 if preffered.

Are manufactured homes built differently than site-built homes?

Manufactured homes are built to meet federal HUD standards, built inside of a factory on a permanent steel frame and transported to the property. Site-built homes are constructed piece by piece on the property itself according to local and state building codes (IRC Code). Manufactured homes tend to be movable and more affordable, whereas site built homes are permanently fixated to the land and typically are more pricey per square foot.

Do you help with park approvals and finding land?

Yes, we sure do! We partner with a ton of manufactured home communities in Louisiana so we can assist you with finding a community that fits right for you. If you prefer on purchasing land with your home, we can also help you find the perfect piece of land in your desired area.

Can a metal roof be added instead of a shingle roof?

A metal roof upgrade can be added to your home, depending on the builder. We work with some builders that offer metal roof upgrades, however we do have some builders that provide a standard shingle roof.

What documents do I need to start the financing process?

In order to start the financing process, the only required documentation is a valid ID or drivers license for proof of identification. However, we do recommend bringing in additional documentation such as check stubs, W2 forms, social security cards, source of down payment, and home delivery location information.

What's the lowest credit score needed to finance a home?

We work with lenders that work with absolutely any credit score, even as low as 300. Your credit score will determine your financing terms, such as down payment amount, interest rate, loan amount, etc- However, every single credit score has options.

Do you offer first time home buyer packages?

Yes, we do! First time home buyer packages would consist of land and home bundles that are purchased through government backed loans such as FHA and RD loans. While there are still certain criteria that have to be met to qualify for these loans, they are catered to first time home buyers to simplify the financing process.

What are the different types of loans available for your homes (e.g., FHA, VA, Conventional, Chattel)?

We offer a wide range of financing options through our select lenders. This includes home-only (chattle) loans where only the home is being financed, land and home loans where a home and a land purchase are combined into one bundle, and land-in-lieu options where you can use your land as collateral as equity for your down payment.

What does the warranty cover?

The one-year manufactrer’s warranty covers the following:

Structural components
Plumbing, heating, and electrical systems
Appliances and equipment installed by the manufacturer
Coverage begins on the date of retail delivery extends for one full year. To qualify, any issues must be reported in writing within the warranty period.

How long is the extended warranty?

For extra peace of mind, extended warranties can be purchased when you buy your home. We offer up to 7 years of additional coverage through our select partner: Home Care Plus.

How long is the home warranty? How long does the warranty last?

Every brand new Atchafalaya Home includes a one-year manufacturer’s warranty covering defects in materials or workmanship that could affect the structure, safety, or core systems of your home.

How does the customization process affect the overall cost of the home?

Some options may be free of charge, such as basic color changes or swapping items. Other options could be considered upgrades to your home, which can add onto your total sales price of your newly customized home.

Do you offer modulars

Yes, we do offer modular homes through one of our most prestige builders: Timber Creek Housing. We offer on-frame modular homes built with construction based on Internation Residential Code, International Plumbing code, and national electrical code.

What are the different customization options?

All of our builders offer different colors, upgrades, and options however there are a plethora of things to choose from. Some options are as follows: Colors, roof upgrades, door types, fireplaces styles, exterior siding, window changes, appliance upgrades, etc.

Do you help with park approvals and finding land?

Can you help with contractors for land prep, utilities, or setup?

Yes, we can! We work with a variety of preferred contractors that are licensed, insured, and trusted. These contractors can provide land prep and utilities such as dirt pads, concrete foundations, septic systems, plumbing, electrical, driveways, etc.

What builders do we use?

We work with multiple trusted builders such as Southern Energy, Schult, Epic, Timber Creek Housing, Southern Homes, New South Quality, Clayton, etc.