At Atchafalaya Homes, one of our most popular land-home options is buying both the land and home in a single, bundled package.
WHAT IS A LAND HOME PACKAGE?
Land-home loans combine your owned land or land that you wish to purchase with the mobile home you’re purchasing. In this case, a mortgage would be filed, and property taxes will be assessed annually.
- Home + land bundled together
- One financing process
- One team helping you every step
WHAT IS A LAND-IN-LIEU LOAN?
This type of loan is similar to a Chattel loan, except with this loan, you may use owned land-in-lieu of a cash down payment. You may also use a combination of both land and cash for your down payment.
PURCHASING LAND + HOME TOGETHER
The bundle package is perfect for buyers who do not already own land, but want the full deal.
- One loan, one payment, full ownership
- Lower upfront costs in many cases
- Faster move-in timeline
WHO THIS IS PERFECT FOR?
- First-time homebuyers
- Buyers with land already
- Families wanting more space
- Rural buyers
- Buyers wanting affordable monthly payments
